"How much insurance do I
There are many complex and complicated
calculations available to accurately determine the appropriate
amount of insurance.
Feel free to call us for a detailed analysis of your personal
Below are two, easy to understand, "do it yourself",
- Multiply your annual
income by a factor of 15
This provides you a "ballpark" estimate.
- Multiply your net-monthly
income by 200
This option is designed to use the lump sum death benefit
to replace your current monthly income Dollar for Dollar.
Keep in mind that inflation will decrease
the value of future benefits, so always round up.