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"How much insurance do I need"?

There are many complex and complicated calculations available to accurately determine the appropriate amount of insurance.

Feel free to call us for a detailed analysis of your personal situation.
Below are two, easy to understand, "do it yourself", general guidelines

  1. Multiply your annual income by a factor of 15
    This provides you a "ballpark" estimate.
  2. Multiply your net-monthly income by 200
    This option is designed to use the lump sum death benefit to replace your current monthly income Dollar for Dollar.

Tips:
Keep in mind that inflation will decrease the value of future benefits, so always round up.

How Long Do I Need Insurance?
What Type Of Insurance Is Right For Me?
 

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